With Golden State Home Loans, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application
    • Formal Loan Application
  2. Call us at (530) 424-9977
    • We will gladly take your application over the phone and assist you with any questions you may have.
  3. Download Application
    • Download this FREE application now and simply mail it, fax it, or bring it to the office.
      • Documents needed
        • Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
        • Names/addresses of employers for two years
        • W-2s for two years
        • One to two years of tax returns
        • A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
        • Bank statements for two to three months
        • If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
        • Proof of pension income, if applicable
        • Social Security and Disability payments, if applicable
        • Dividend earnings
        • Bonuses
        • Child support or alimony payments (optional for you to disclose)
        • A copy of earnest money deposit
        • Information on debts such as car loans, student loans and credit cards
        • Security accounts (stocks, bonds, life insurance)